Privacy Policy

Last Updated: January 25, 2026

Introduction

Welcome to our credit card management application. We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our service.

Information We Collect

Account Information

  • Email address for authentication
  • Username and profile information
  • Authentication credentials (securely stored)

Credit Card Tracking Data

  • Credit card names and issuers (e.g., "Chase Sapphire Preferred")
  • Card types and categories
  • Annual fees and benefit information
  • Application and closure dates you provide
  • Rewards and sign-up bonus tracking data
  • Personal notes and card status

Important: We do NOT collect or store:

  • Credit card numbers
  • CVV/security codes
  • Bank account numbers
  • Social Security numbers
  • Transaction history or spending data

How We Use Your Information

We use the information we collect to:

  • Provide and maintain the credit card tracking service
  • Authenticate your account and ensure security
  • Calculate and display card analytics and metrics
  • Send service-related notifications (if enabled)
  • Improve and optimize our application
  • Respond to your support requests

Data Storage and Security

Your data is stored securely using industry-standard encryption and security practices. We use Firebase Authentication and Cloud Firestore for secure data storage and management. Access to your data is restricted and protected by authentication mechanisms.

Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share information only in the following limited circumstances:

  • With service providers necessary to operate our application (e.g., Firebase, hosting providers)
  • When required by law or to protect our legal rights
  • With your explicit consent

Your Rights

You have the right to:

  • Access your personal data
  • Correct inaccurate data
  • Request deletion of your data
  • Export your data
  • Withdraw consent at any time

Cookies and Tracking

We use cookies and similar technologies to maintain your session, remember your preferences, and analyze application usage. You can control cookie settings through your browser preferences.

Children's Privacy

Our service is not intended for individuals under the age of 18. We do not knowingly collect personal information from children.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

Contact Us

If you have questions about this Privacy Policy or wish to exercise your data rights, please contact us at:

Email: [email protected]